Kekaha FCU:Rates

information on this page is current as of 01/14/08

Rates


	Savings Dividends

	Loan Rates

	Mortgage Loans

This Credit Union is federally-insured by the National Credit Union Administration.
Legend: 1=Subject to change without notice. 3=Annual Percentage Rate. 4=1/2% Discount for loans paid through payroll deduction.

SAVINGS DIVIDENDS

Annual Percentage Yield

$100.00 - 20,000	0.85%
$20,000.01-50,000	1.25%
$20,000.01 & up	1.65%
IRA Certificates click here for more information	4.00%
1 Year Term Certificates¹ click here for more information	4.00%
2 Year Term Certificates ¹ click here for more information	3.50%
Share Draft click here for more information	0.20%
Christmas Club click here for more information	1.00%
Dividend rate may change after account is opened, all above listed rates subject to change without prior notice.

LOAN RATES ⁴

APR ³

Personal Loans (maximum loan $5,000.00) Apply Here	10.00%
Mixed Collateral Loans	9.50%
Student Loans	9.00%
Share Secured Loans Share Secured Loan Application	5.99%
Used Car Loans	5.99%
New Car Loans	5.99%
Visa Classic	10.99%
Visa Platinum	9.90%

Mortgage Loans

15 Year Fixed Rate Mortgage Application	Call for Current Rate
30 Year Fixed Rate Mortgage Application	Call for Current Rate
30 Adjustable Rate Mortgage Application	Call for Current Rate
40-year ARM loan. Fixed for five years and adjusts to the One Year Constant Maturity Treasury for the next 35 years. The spread to the One Year Constant Maturity Treasury is 3 points. The floor is five points. The lifetime ceiling is 8%. The annual cap is 2%. Call for more information. Mortgage Application

Rates